Terms of use

Draft, to be reviewed before public launch.

Jamiya is operated by Bin Haider Darwish LLC, Muscat, Oman.

By using Jamiya you agree to these terms.

What Jamiya is

Jamiya is a planning and record-keeping tool for savings circles. It does not hold, transfer or guarantee money, and it is not a bank or payment service. Members arrange and make all payments themselves.

Your responsibilities

Keep your password and recovery codes safe. Record information accurately and only add people who agreed to take part. Organizers are responsible for the circles they run.

Plans

The Free plan is free. Pro features may be offered for a fee; prices and terms will be shown before you pay.

Availability

We work to keep Jamiya available and your data backed up, but the service is provided as is. Keep your own copy of important schedules (print or export).

Changes and ending

We may update these terms and will show the updated date. You can stop using Jamiya and delete your account at any time.